Conditions & Privacy
These Terms may be changed from time to time. In such case, we shall inform you about any material changes, either by notifying you on the Site or by sending you an email. New versions of the Terms will never apply retroactively — we will tell you the exact date which they go into effect. If you keep using the Site after a change has been announced, that automatically means that you accept the new Terms.
- About Creating an Account
To sign up for an account, you need to be 18 years old or over. You are responsible for your account and all the activity on the latter.
Only residents of the Republic of Mauritius and companies or organisations based in the Republic of Mauritius with appropriate legal standing (including, but not limited to NGOs) are entitled to use the Site. For the purposes of the foregoing, the Company reserves the right to request the necessary legal documentation attesting residency for individuals and lawful capacity/standing for organisations.
You can browse the Site without registering for an account. But to use some of the Site’s functions, you will need to register, choose an account name, and set a password. When you do that, the information you will be giving us has to be accurate and complete. Do not impersonate anyone else or choose names that may be offensive or that may violate anyone’s rights. If you do not follow these rules, we may cancel your account with immediate effect
You are responsible for all activities on your account, and for keeping your password confidential. If you find out that someone has used your account without your permission, you should report it immediately to us.
- Things You Definitely Should Not Do
This section provides a non-exhaustive list of things you should not be doing — such as lying, breaking laws, abusing people, stealing data, hacking other people’s computers etc.
We expect you to behave responsibly and not to do any of the following things on the Site:
- Do not break the law. Do not take any action that infringes or violates other people’s rights, violates the law, or breaches any contract or legal duty you have toward anyone.
- Do not lie to people. Do not post information you know is false, misleading, or inaccurate. Do not do anything deceptive or fraudulent.
- Do not offer prohibited items. Do not offer any rewards that are illegal, violate any of CROWDFUND’s policies, rules, or guidelines, or violate any applicable law, statute, ordinance, or regulation.
- Do not victimize anyone. Do not do anything threatening, abusive, harassing, defamatory, libellous, tortious, obscene, profane, or invasive of another person’s privacy.
- Do not spam. Do not distribute unsolicited or unauthorized advertising or promotional material, or any junk mail, spam, or chain letters. Do not run mail lists, or any kind of auto-responder or spam on or through the Site.
- Do not harm anyone’s computer. Do not distribute software viruses, or anything else (code, films, programs) designed to interfere with the proper function of any software, hardware, or equipment on the Site (whether it belongs to the Company or another party).
- Do not try to interfere with the proper workings of the Services.
- Do not bypass any measures that we have put in place to secure the Services.
- Do not try to damage or get unauthorized access to any system, data, password, or other information, whether it belongs to the Company or another party, which shall be in contravention of all applicable laws, including but not limited to, the Data Protection Act 2004.
- Do not take any action that imposes an unreasonable load on our infrastructure, or on our third-party providers. (We reserve the right to determine what is understood as reasonable.)
- Do not take apart or reverse engineer any aspect of the Site in an effort to access things like source code, underlying ideas, or algorithms.
- Process of Selecting Projects and Follow-up Procedures
In order to post and/or maintain projects on the Site, and conduct (on a case by case basis) follow-up procedures, the Company’s board of directors has lawfully mandated a project selection and follow-up committee (the ‘Committee’) to carry out the aforementioned duties.
If the Committee deems that the proposed project is not suitable for funding on the Site (irrespective of the reason), the project promoter will be apprised of the same as soon as is reasonably practicable.
For the avoidance of doubt, the Committee and the Company reserve the right, at their sole discretion, to refuse and/or halt the funding of a proposed project on the Site at any point in time.
Should the Committee approve the posting of a project necessitating funding:
(a) in the sum of less than MUR 300,000, the Committee shall, on a simplified spot-check basis, endeavour to monitor and follow-up on the progress and proposed realisation of the said project; or
(b) in the sum of not less than MUR 300,000 (a ‘Major Project’), the Committee shall endeavour to monitor and follow-up on the progress and proposed realisation of the said project.
- How Funding Works for Donors
You will be entitled to provide funding towards various projects, the details of which shall be posted on the Site. The funding of the various projects can be made by way of online payment only which shall be effected in Mauritian Rupees only. Funding towards a particular project will be capped at a specific amount to be proposed by the project promoter and validated by the Committee for the purposes of funding the project on the Site (the ‘Required Amount’).
If the Required Amount has been attained, it shall be allocated towards the project for the purposes of its realisation. For the avoidance of doubt, CROWDFUND shall not be held liable nor responsible in the event that the project promoter does not use the Required Amount or any sum of money collected via the Site for the implementation of their project, irrespective of whether the project be a Major Project or not.
Upon being posted on the Site, each project shall be allocated a first attempt to attain the Required Amount up to a maximum period of ninety (90) calendar days (the ‘First Attempt’). If the Required Amount has been attained on the First Attempt, the Company shall, subject to it having effected all applicable percentage deductions stated above, disburse the Required Amount to the project promoter for purposes of realising the said project.
Should the Required Amount not be attained on the First Attempt, the project promoter will have following option(s) available which shall comprise of one of the following:
- a second and final attempt up to a maximum of sixty (60) additional calendar days to attain the Required Amount via the Site;
- request payment of the money raised (in part or in full) collected via the Site for the purposes of their project, irrespective of the Required Amount not having been attained.
Any and all payments made by CROWDFUND in pursuance of the foregoing terms shall be in Mauritian Rupees and effected as soon as is reasonably practicable.
In light of the foregoing, you hereby agree and acknowledge that:
(i) in spite of your donation towards a project, the Required Amount may not be attained by the selected project;
(ii) your donation shall not be reimbursed by CROWDFUND irrespective of the Required Amount having been attained or not;
(iii) CROWDFUND shall not be held liable nor responsible in the event that the project promoter does not use the Required Amount or any sum of money (which includes your donation) collected via the Site for the implementation of its project, irrespective of whether the project be a Major Project or not.
iv) Should your donation be made by mode of payment a) internet banking b) Juice payment by MCB the donor will be responsible for including the donation rerference provided by CROWDFUND at the moment of confirming the donation.
For the avoidance of doubt and in addition to clauses 14 to 16 below, you are hereby informed that CROWDFUND shall not be held liable or accept any liability for claims pertaining to the funding and/or the failure/refusal of project promoters to fund their projects as stipulated in this clause, irrespective of the Required Amount having been attained or not.
- How Funding Works for Project Promoters
Once a project is posted on the Site, CROWDFUND does not guarantee that the sum of money required to realise the project shall be attained.
The Site is merely a medium of communication for your project, bearing in mind that it is entirely your responsibility to ensure that you adequately promote it to your entourage and the public at large.
Four point nine percent (4.9%) of the totality of the donations towards your project shall be retained by CROWDFUND to cater for its operational costs and maintenance of its Site.
With regards to how funding and disbursement works, please refer to the applicable provisions of clause 5 above.
Any sum needed to finance a project will be capped at Rs 500,000.00. If your project requires financing above this amount, you are kindly requested to contact a relevant NGO or seek an alternative medium of communication and source of funding for the promotion of your project.
In light of the foregoing, you hereby agree and acknowledge that:
(i) Four point nine percent (4.9%) of the totality of donations towards your project shall be retained by CROWDFUND to cater for its operational costs and maintenance of its Site;
(ii) CROWDFUND does not guarantee nor confirm that the Required Amount to realise your project shall be attained upon being posted on the Site;
(iii) at no point in time will CROWDFUND be responsible for the promotion, realisation and reporting of your project irrespective of whether the Required Amount has been attained or not.
For the avoidance of doubt and in addition to clauses 14 to 16 below, you are hereby informed that CROWDFUND shall not be held liable or accept any liability for claims pertaining to the funding of projects as stipulated in this clause.
- Projects which exceed the Required Amount and Force Majeure/National Interest Projects
In the eventuality that a project exceeds its prescribed Required Amount, CROWDFUND shall disburse the sum collected, subject to the applicable provisions of these Terms, up to a maximum of MUR 500,000 (the ‘Capped Amount’), which sum shall, for all intents and purposes, be exclusive of the four point nine percent (4.9%) platform service fee retained by CROWDFUND, the details of which are duly set forth in clause 5 above.
For the avoidance of doubt, the Capped Amount may only be exceeded if CROWDFUND, at its sole discretion, deems that a project constitutes a one of Force Majeure or National Interest, both capitalised terms having been defined below.
A Force Majeure project shall constitute one which CROWDFUND deems is aimed at the fundraising of an event which may have occurred in the Republic of Mauritius or internationally, and which shall include, but not be limited to, events such as:
- act of God (such as, but not limited to, fires, explosions, earthquakes, drought, tidal waves and floods); or
(b) war, hostilities (whether war be declared or not), invasion, or act of foreign enemies. A National Interest project shall constitute one which CROWDFUND deems is aimed at the fundraising of an event which may have occurred in the Republic of Mauritius or internationally and is clearly a matter which has or could have an impact upon all members of Mauritian society, and which has also been addressed by the Government of the Republic of Mauritius in law or policy.
- Things We Do Not Do and Are Not Responsible For
We do not oversee or follow-up on projects’ performance at any point in time, and we do not mediate disputes between users.
CROWDFUND is not liable for any damages or losses related to your use of the Services. We do not become involved in disputes between users, or between users and any third party relating to the use of the Services. We do not oversee the performance or punctuality of projects, and we do not endorse any content that users submit to the Site. When you use the Services, you automatically release CROWDFUND from claims, damages, and demands of every kind — known or unknown, suspected or unsuspected, disclosed or undisclosed — arising out of or in any way related to such disputes and the Services. All content you access through the Services is at your own risk. You are solely responsible for any resulting damage or loss to any party.
- Other Websites
If you follow a link to another website, what happens there is between you and them — not us.
The Site may contain links to other websites. (For instance, project pages, user profiles, and comments may link to other sites.) When you access third-party websites, you do so at your own risk. We do not control or endorse those sites.
- Your Intellectual Property
We do not own the material you post on the Site. But when you post it, you are giving us permission to use or copy it however we need in order to run the Site, or show people what is happening on it. (We generally just use this to promote projects and showcase our community on the Site.) You are responsible for the content that you post, and you are vouching to us that it is all suitable to use.
CROWDFUND does not own content that you submit to us (your “Content”). But we do need certain licenses from you in order to perform our Services. Hence, when you submit a project for review, or launch a project, you hereby agree to the following Terms:
- We can use the content you have submitted. You grant to us, and others acting on our behalf, the worldwide, non-exclusive, perpetual, irrevocable, royalty-free, sub-licensable, transferable right to use, exercise, commercialize, and exploit the copyright, publicity, trademark, and database rights with respect to your Content.
- When we use the content, we can make changes, like editing or translating it. You grant us the right to edit, modify, reformat, excerpt, delete, or translate any of your Content.
- You shall not submit the material you do not hold the copyright for (unless you have permission). Your Content will not contain third-party copyrighted material, or material that is subject to other third-party proprietary rights, unless you have permission from the rightful owner of the material, or you are otherwise legally entitled to post the material (and to grant the Company all the license rights outlined here).
- Any royalties or licensing on your Content are your responsibility. You will pay all royalties and other amounts owed to any person or entity based on your Content.
- You hereby confirm that if we use your Content, we are not violating anyone’s rights or copyrights. If CROWDFUND or its users exploit or make use of your submission in the ways contemplated in this agreement, you hereby confirm that this will not infringe or violate the rights of any third party, including (without limitation) any privacy rights, publicity rights, copyrights, contract rights, or any other intellectual property or proprietary rights.
- You are responsible for the materials that you post. All information submitted to the Site, whether publicly posted or privately transmitted, is the sole responsibility of the person from whom that content originated.
- We are not responsible for mistakes in your content. CROWDFUND will not be liable for any errors or omissions in any content.
- CROWDFUND’s Intellectual Property
The content on the Site is protected in various ways. You do have the right to use it for personal purposes, but you cannot use it for anything commercial purposes without getting permission from the CROWDFUND first.
The Services are legally protected in various ways, including copyrights, trademarks, service marks, patents, trade secrets, and other rights and laws. You agree to respect all copyright and other legal notices, information, and restrictions contained in any content accessed through the Site. You also agree not to change, translate, or otherwise create derivative works of the Service.
If you want to use, reproduce, modify, distribute, or store any content pertaining to the Site and/or Services for any commercial purpose or otherwise, you need prior written permission from CROWDFUND or the relevant copyright holder. A “commercial purpose” means you intend to use, sell, license, rent, or otherwise exploit content for commercial use, in any way.
- Deleting Your Account
You may delete your account at any time. Deleting your account will not make content you have already posted go away.
You can terminate your account at any time. All provisions of this agreement survive termination of an account, including our rights regarding any content you’ve already submitted to the Site. (For instance, if you have launched a project, deleting your account will not remove the project from the Site.)
- Our Rights
To operate, we need to be able to maintain control over what happens on the Site. So in this section, we reserve the right to make decisions to protect the health and integrity of our system. We do not take these powers lightly, and we only use them when we absolutely have to.
CROWDFUND thus reserves its rights to:
- Make changes to the Site and Services without notice or liability.
- Decide who is eligible to use the Site. We can cancel accounts or decline to offer our Services. (Especially if you are abusing them.) We can change our eligibility criteria at any time. If these things are prohibited by law where you live, then we revoke your right to use the Site in that jurisdiction.
- Cancel any pledge to any project, at any time and for any reason.
- Reject, cancel, interrupt, remove, or suspend any project at any time and for any reason.
CROWDFUND is not liable for any damages as a result of any of these actions, and it is our policy not to comment on the reasons for any such action.
- Warranty Disclaimer
We work hard to provide you with great services, but we cannot guarantee everything will always work perfectly. This site is presented as-is, without warranties.
You use our Services solely at your own risk. They are provided to you “as is” and “as available” and without warranty of any kind, express or implied.
CROWDFUND specifically disclaims any and all warranties and conditions of merchantability, non-infringement, and fitness for a particular purpose, and any warranties implied by any course of dealing, course of performance, or usage of trade. No advice or information (oral or written) obtained by you from CROWDFUND shall create any warranty.
If you do something on the Site that results in getting us sued, you have the obligation to help defend ourselves.
If you do something that gets us sued, or break any of the undertakings you make in this agreement, you agree to defend, indemnify, and hold us harmless from all liabilities, claims, and expenses (including reasonable attorneys’ fees and other legal costs) that arise from or relate to your use or misuse of the Site. We reserve our right to assume the exclusive defence and control of any matter otherwise subject to this indemnification clause, in which case you agree that you shall cooperate and help us in asserting any defences.
- Limitation of Liability
If something bad happens as a result of your using the Site, we are not liable.
To the fullest extent permitted by law, in no event will CROWDFUND, its directors, employees, partners, suppliers, or content providers be liable for any direct, indirect, incidental, punitive, consequential, special, or exemplary damages of any kind, including but not limited to damages (i) resulting from your access to, use of, or inability to access or use the Services; (ii) for any lost profits, data loss, or cost of procurement or substitute goods or services; or (iii) for any conduct of content of any third party on the Site.
- Data Protection
CROWDFUND hereby undertakes that it shall abide by all applicable provisions of the Data Protection Act 2004 when handling your personal information for the purposes of the Site and all other related activities.
Where applicable, all project promoters are required to abide by all the applicable provisions of the Data Protection Act 2004.
- Dispute Resolution and Governing Law
We are located in the Republic of Mauritius, and any disputes with us have to be handled in the Republic of Mauritius pursuant to applicable Mauritian law.
CROWDFUND encourages you to contact us if you are having an issue, before resorting to the courts. In the unfortunate situation where legal action does arise, these Terms (and all other rules, policies, or guidelines incorporated by reference) will be governed by and construed in accordance with the laws of Mauritius and without giving effect to any principles of conflicts of law. You agree that CROWDFUND and its Services are deemed a passive Site that does not give rise to jurisdiction over CROWDFUND or its parents, subsidiaries, affiliates, assigns, employees, agents, officers, the board of directors, the directors, any sub-committees and members thereof, either specific or general, in any jurisdiction other than Mauritius. You agree that any action at law or in equity arising out of or relating to these Terms, or your use or non-use of the Site, shall be filed only in the Republic of Mauritius, and you hereby consent and submit to the personal jurisdiction of these courts for the purposes of litigating any such action.
These Terms and the other material referenced in them are the entire agreement between you and CROWDFUND with respect to the Services. They supersede all other communications and proposals (whether oral, written, or electronic) between you and CROWDFUND with respect to the Services and govern our future relationship. If any provision of these Terms is found to be invalid under the law, that provision will be limited or eliminated to the minimum extent necessary so that the Terms otherwise will remain
in full force and effect and enforceable. The failure of either you or CROWDFUND to exercise any right provided for in these Terms in any way will not be deemed a waiver of any other rights.
These Terms are personal to you. You cannot assign them, transfer them, or sublicense them unless you get CROWDFUND’s prior written consent. CROWDFUND has the right to assign, transfer, or delegate any of its rights and obligations under these Terms without your consent. CROWDFUND will provide you notice via email, written notice, or by conspicuously posting the notice on our Site.
Last Updated : 24 January 2020
Crowd Payment Services Ltd ('CrowdFund.mu', 'we', 'us', 'our') are committed to protecting and respecting your personal data privacy and complying with data protection principles and provisions under applicable laws.
- We may collect Personal Information about you that you provide to us while using this Website and information about how you use this Website including when you open your user account ('User Account'), visit this Website or make donations to any project or cause.
- 1) Opening Your User Account When you open with us a User Account or amend any information of your User Account, we may collect your Personal Information, such as your name, email address, username, password and telephone number.
- 2) Making donations:
(a) When you visit this Website, make donations for any intended project or cause, we may collect and process certain information (which may contain your Personal Information or may contain non-personally identifiable information but nevertheless linked to your Personal Information) including but not limited to those set out below: Copies of correspondence (whether by e-mail, instant or personal messaging or otherwise) between you and us;
(c) Feedback on and responses to surveys conducted by CrowdFund.mu relating to the Services and newsletters which may be published, circulated or distributed by CrowdFund.mu
(d) Information automatically collected and stored in our server or the server of our third party services provider by using or accessing to this Website (including the log-in name and password for your User Account, your computers Internet Protocol (IP) address, browser type, browser information, pages visited, previous or subsequent sites visited).
- 3) For your payment safety and to avoid misuse of your credit card information, CrowdFund.mu may ask for your credit card details and a copy of a government issued ID to verify your donation after payment is complete.
Once we have received your information, we will use strict procedures and security features to try to prevent unauthorized access. CrowdFund.mu does not give any representation, warranty or undertaking that the Personal Information you provide to us will be secure at all times, and to the extent CrowdFund.mu has fulfilled its obligations under no circumstances shall CrowdFund.mu be responsible for any losses, damages, costs and expenses which you may suffer or incur arising from unauthorised access to or use of your Personal Information.
All payment transactions carried out by us or our chosen third-party provider of payment processing services will be encrypted using online encryption technology. You are responsible for keeping your chosen password confidential and not to share your password with any third party.Usage of Information
CrowdFund.mu will not sell or rent your Personal Information to third parties.
CrowdFund.mu will use Personal Information and other data collected through this Website or when making donations to create your User Account, to provide you with the Services, to continually improve this Website and the Services, and to contact you in relation to the Services. Improving this Website and the Service implies that we use your Personal Information or such other data to achieve faster donation requests, better customer support and to provide you with timely notice of new products, Services and special offers.
From time to time, we may also make use of your Personal Information to contact you for feedback on your use of this Website, to assist us in improving this Website, or to offer special savings or promotions to you, where you have indicated your consent to receiving such communications. If you would prefer not to receive notices of special savings or promotions, you may simply opt-out from receiving them by replying to us through the hyperlink provided in these notices.
We process the Personal Information collected in as far as necessary for performance of the contract with you, for example when you donate to a project or cause via the Website. Besides, we process the other Personal Information collected on the basis of our legitimate interests, which are the further improvement of the Service and for direct marketing purposes.Disclosure of Information
We may from time to time share and disclose your Personal Information and other data to third parties. The circumstances under which such sharing and disclosure will take place may include without limitation, the following:
- 1) To successfully process and complete your credit application..
- 2) To our third party service providers (including Google Analytics), which we engage amongst others for the performance of certain services on our behalf, such as web hosting services, data analysis, marketing, market research, and to otherwise provide you with customer service.
- 3) If and to the extent required by any applicable law, order of court or requests by any governmental authority to make such disclosure.
- 4) Besides, in case of a corporate transaction, in connection with the sale, merger, acquisition, or other corporate reorganization or restructuring of our corporation, your Personal Information may be disclosed, shared or transferred to the new controlling entity or its authorised third party for carrying on our business.
- 7) To our advisors, agencies or other parties concerned in order to protect the rights and property of CrowdFund.mu
- 8) In any other case, to any third parties with your prior written consent (and in which case we will make it possible for you to withdraw your consent as easily as it was to provide consent).
When you visit this Website, information may be stored on your computer in the form of a cookie. Enabling cookies on this Website will allow this Website to function properly. Conversely, if you disable cookies on this Website, you may not be able to experience the full functionality of this Website. By visiting this Website without changing your settings, you agree to receive all cookies and other data collection tools; however, if you do not accept the use of these cookies, you can change your cookie settings at any time.
You may at all times access, correct or erase your Personal Information through this Website via the user portal, under “My Account”. Alternatively, you may make your data access, correction or erasure request by sending your request by email at info@CrowdFund.mu.
Where mandatory under applicable legislation, you may also request restriction of processing of your Personal Information or object to processing by sending your request or objection by email at email@example.com. You may also request a copy of the information that we hold about you by sending your request by email at info@CrowdFund.mu
When handling a data access or correction request, we have the right to check the identity of the requester to ensure that he/she is the person entitled to make the data access or correction request.Enquiries
Last Updated : 22 January 2020